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Funeral Benefit Scheme

Introduction

Included in your UASA membership is a coffin and funeral service benefit which automatically covers every active UASA member in good standing, his/her spouse (one only) plus four (4) dependent children under 21 years of age. It also includes payment of a cash benefit of R3000 in the event of a main member passing away, R1500 in case of the spouse and R1000 in case of a dependent child. Full details of the benefit appear below and terms and conditions apply. While the standard benefit is the same for all active UASA members, other membership types are entitled to different benefits. To avoid any misunderstanding or disappointment, it is important to contact the UASA claims department to clarify which benefits a specific member is entitled to.

The Golden Rule

The Golden Rule of "No subscription received, no benefit entitlement" strictly applies in respect of all UASA benefits. If a member resigns or does not pay his/her subscription fees, all benefits stop immediately, so: THE ONUS IS ON MEMBERS TO MAKE SURE THEIR SUBS ARE PAID-UP AT ALL TIMES! 

About the Funeral Benefit Scheme

  • The UASA Funeral Benefit Scheme is not an insurance policy and it has no accrued (accumulated) value.
    • It is a "coffin and services" benefit, enhanced by a cash payment as stated above.
  • Funeral services are provide in accordance with a directive issued by the UASA claims department. Any uncertainty about who is liable for which costs should be taken up with the UASA claims department.
  • The benefit provides for a choice of burial or cremation service for the main member and each of his/her beneficiaries.
  • All claims must be submitted to UASA head office within three (3) months from date of death.
  • All documents must be original copies certified by a commissioner of oaths; no funeral benefits will be paid on faxed documents.
  • The family is responsible for payment of additional expenses which are not covered by the benefit, as indicated below
    • Different membership types receive different benefits.

Is cremation covered?

  • The coffin and services benefit remain exactly the same, irrespective of a burial or a cremation.
    • The family is responsible for additional costs incidental to a cremation.

Who are the accredited service providers?

  • AVBOB, Doves or Martin’s are the official service providers in respect of the UASA Funeral Benefit. Their contact numbers are as follows:

1. AVBOB (Funeral Services) Ltd. [0861 282 621]

2. Doves Funeral Services (Pty) Ltd [0861 025 500]

3. Martin’s Funerals [0860 911 777]

  • If a member/family chooses not to make use of the benefit, a cash amount which is calculated based on years of membership, is paid out.

Are children covered?

  • Child beneficiaries (max. of 4 under age 21) must be "solely dependent" on the main member.
  • Any child who is earning an income in any way whatsoever, will be disqualified as a beneficiary.
  • In case of death of a dependent child, the member has to submit a sworn affidavit that the child has been "solely dependent" on him/her.
  • A member may apply to the UASA claims department to have a mentally/physically disabled child of any age, but who is "solely dependent" on him/her, included as a beneficiary. (Terms and conditions apply.) 

What must be done in case of death?

  • Contact the local UASA manager/representative/committee member/employer of the deceased, or contact the UASA claims department at Head Office in Florida at Tel: (011) 472-3600 or 0861 00UASA (0861 008 272)

What does the benefit cover?

  • A standard coffin
    • Name plate on coffin
    • Use of hearse
    • Use of mortuary
    • Registration of death
  • Transport of mortal remains inside specified km radius
    • Undertakers’ administration fee
    • Use of lowering device/grass carpet
    • 100 standard funeral brochures

Then what does the family have to pay for?

  • Flowers
  • Cost of the grave
  • Minister, sexton and organist
  • If an upgraded coffin is required, the difference between a standard and an upgraded coffin
    • After-hours services by undertaker
    • Additional transport outside specified km radius
    • All costs incidental to cremation if applicable
  • Cost of medical doctors in case of cremation if applicable
    • Any special requirements in respect of funeral brochure