21 Jun

21 June 2022

 

Many people start thinking about ways to improve their lives every New Year. While there is no reason why you should not begin to make goals, it is common for people to make plans at any point in their lives. You may have financial, educational, or employment objectives and health-related objectives. Your health is vital to you, yet growing living costs make it difficult for consumers to save and pay for the healthcare services they require.

 

Here are some ideas to get you started if you have made a new resolution to better your health as UASA encourages consumers to develop adequate health-improvement methods.

 

The first thing to remember is that almost everything in life can be negotiated to some extent. Utility costs and other recurring bills are sometimes negotiable, and certain medical charges are often negotiable. Instead of merely accepting the medical bills that are mailed to you, examine them carefully to ensure that you understand them and that they appropriately reflect the services that were or need to be performed.

 

Negotiating your medical bills

Medical bills can often be negotiated, depending on the provider and the type of bill. It can never hurt to ask if there is any room for negotiating because the only worst thing that can happen is they say no. You do want to make sure you take an active role both during your visit and when reviewing your bill to ensure that you are only receiving and paying for the services that make sense for you.

 

Another tactic you can use to negotiate your way to better health is asking for a cash discount when paying your medical bills. Many businesses, including hospitals and other medical providers, will discount services if you pay with cash. Depending on the business, this could mean paying with cash instead of a credit card. It could also mean paying directly without using medical aid.

 

Comparison before having a major procedure

It can be a great way to save money on medical expenses. And while you do not want to have a broken bone set in a back alley, many hospitals and reputable doctors charge vastly different prices for the same procedure. If you are in a situation where you do not have insurance or are paying out of pocket until you meet your deductible, it can pay to call around. If you are willing to do some research, you can save a few hundred or even thousands.

 

The Bottom Line

The most important thing to remember is the life philosophy that just about everything is negotiable. Finding ways to negotiate your medical bills is just one way to save on your health. But that does not mean you have to negotiate everything, since sometimes it ends up being more work than the value from any savings you receive. This only means that you should be aware of the medical costs you are paying and be diligent about working with your doctor and ensuring that you understand the cost of the services you receive and pay for.

 

With the cost of living soaring each month, there is no harm in trying to cut costs here and there, but this does not mean you must compromise your health needs. Having an honest chat with your doctor or health provider to learn about available discounts will not harm you or your health. This will benefit you and your finances.

 

Ref: www.mint.intuit.com                                                          wwww.uasa.org.za

 

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